Risk Disclosures
Please read these carefully before making any investment decision.
Draft for compliance review. General risk statements only. Product-specific and regulator-mandated disclosures must be added from approved compliance content.
All investments involve risk, including the possible loss of the amount invested. Past performance is not indicative of future results.
Mutual funds
Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.
Portfolio Management Services
PMS investments are subject to market risk, may be concentrated and are available only to eligible investors. Read the disclosure document before investing.
Alternative Investment Funds
AIFs are available to eligible investors only, may be illiquid, may involve long lock-ins and carry risk of loss. Read the placement memorandum carefully.
Bonds and fixed income
Bonds carry credit, interest-rate, liquidity and reinvestment risk. Government securities carry lower credit risk but are still affected by interest-rate movements.
GIFT City and foreign-currency products
Access depends on eligibility and regulation. Currency movements can affect outcomes in rupee terms.
Unlisted shares and pre-IPO investments
Unlisted investments carry high risk, limited liquidity and difficult valuation. There is no assurance of listing, of a listing price or of any gain, and you may lose your entire investment.
Retirement and goal projections
Projections rely on assumptions about returns, inflation and your circumstances, which may not hold. No income or portfolio longevity is guaranteed.
Tax, legal and NRI matters
Tax and legal treatment depends on individual circumstances and current law and should be confirmed with qualified professionals. NRI eligibility and repatriation depend on individual circumstances and prevailing regulations.